Shakti Swasahaya Mahila Mandal

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In Production
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Nayan Ambali and Binny Gopinath

Shakti Swasahaya Mahila Mandal (SMM) is a Self Help Group Federation based in Firozabad, India. SMM is providing financial inclusion to poor women through the formation of Self Help Groups.  Conflux Technologies deployed Mifos at SMM in April 2011. Conflux visited SMM on their initial roadshow and did a demo but had to wait till a later trip to complete the deployment. SMM’s model slightly differs from normal MFI operations with a great stress on savings. SMM required some creative workarounds and technology and process enhancements to address the painful delay in gathering information at the head office.  Information flow was far from real-time with connection sheets being submited to the office one to weeks after the transalctions had already taken place.  With Mifos, the head office is now accessing data from the SHGs in near real time.

Conflux sought out another open source solution to reduce this lag in data entry.  Innovatively, they decided to use FrontlineSMS to send meeting and transaction data from the SHG meeting via SMS to the branch office. It then gets entered into Mifos for head office staff to view. 

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